Personal Finance

Personal finance tips from a CPA, money saving advice, tax advice

  • Grow Your Own Produce in a Budget Garden
    Personal Finance,  Simple and Frugal Life,  Sustainable

    Growing a Budget Garden

    Can you Save Money Growing a Budget Garden? As we wave winter goodbye and welcome Spring many of us turn our thoughts to gardening. I don't know about you but at this time of year, I crave fresh berries and yearn for greens freshly picked from the garden. But have you ever stopped to calculate just how much that cup of strawberries cost you to grow or how much per pound you paid for those plump red tomatoes you so proudly grew? Are you really saving money by growing your own food?

  • What is a Roth IRA and Why Your Kid Should Have One
    Personal Finance,  Simple and Frugal Life,  Small Business Success

    A Simple Guide to Roth IRAs For Kids and Teens

    The last thing on the mind of most kids and teenagers is saving for retirement, but opening a Roth IRA while you're still a student is a great financial strategy. Roth IRAs can be used to save for various other life events other than retirement. They can be used for higher education costs, saving for a down-payment and the purchase of a first home, and can also be used to pay certain medical bills and health insurance premiums when certain conditions apply. In this simple guide to Roth IRAs for kids and teens we'll discuss what is a Roth IRA and if it is right for you or your teenager,…