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Early Retirees: How to Qualify for Premium Tax Credits
Why Worry About Premium Tax Credits? For those who have FIRED and are less than 65 years old, affordable health insurance is a major concern, and for people considering early retirement, affordable health insurance is the number one obstacle between them and retirement. Many early retirees are surprised to learn that they can qualify for premium tax credits (PTCs) which make The Affordable Care Act (ACA) plans a good health insurance choice. These PTCs can be as much as $1000 a month and for many retirees can nearly or totally eliminate monthly health insurance premium payments.
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A Simple Guide to Roth IRAs For Kids and Teens
The last thing on the mind of most kids and teenagers is saving for retirement, but opening a Roth IRA while you're still a student is a great financial strategy. Roth IRAs can be used to save for various other life events other than retirement. They can be used for higher education costs, saving for a down-payment and the purchase of a first home, and can also be used to pay certain medical bills and health insurance premiums when certain conditions apply. In this simple guide to Roth IRAs for kids and teens we'll discuss what is a Roth IRA and if it is right for you or your teenager,…
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Best Kombucha Flavor Ideas-Blueberry Ginger Kombucha
Kombucha Flavor ideas -Blueberry Ginger Kombucha. Bottled deliciousness. A few years ago I was having dinner at a friend's house and she asked me what I'd like to drink? She said she had freshly brewed Kombucha would I like some? Truthfully, I wasn't sure and admitted as much, I'd never tried Kombucha before