• What is a Roth IRA and Why Your Kid Should Have One
    FIRE and Small Business,  Personal Finance,  Sustainable Life

    A Simple Guide to Roth IRAs For Kids and Teens

    The last thing on the mind of most kids and teenagers is saving for retirement, but opening a Roth IRA while you're still a student is a great financial strategy. Roth IRAs can be used to save for various other life events other than retirement. They can be used for higher education costs, saving for a down-payment and the purchase of a first home, and can also be used to pay certain medical bills and health insurance premiums when certain conditions apply. In this simple guide to Roth IRAs for kids and teens we'll discuss what is a Roth IRA and if it is right for you or your teenager,…

  • Save Money Buying Organic Produce
    Personal Finance,  Sustainable Life

    5 Tips on How to Save Money Buying Organic Produce

    The Organic Dillema: Most of us would like to green up our lives to some extent, after all, we all know there is no planet B. But a trip to the produce aisle at the grocery store might have you second-guessing those ideas. You want to buy those organic grapes but wow $3.99 a pound versus $2.99 a pound for the non-organic grapes. You look over your shoulder, no one is watching, and guiltily slip those non-organic grapes into your cart and make your getaway. It doesn’t have to be this way. With a change in a few habits at home, you can buy those organic grapes and whatever other…

  • View from Puerto Pirata Beach Restaurant
    Costa Rica

    Costa Rica Caribbean-Day 2: Manzanillo, Punta Uva and Puerto Viejo

    Gandoca Manzanillo National Refuge After snorkeling, we drove the remaining couple of miles to Manzanillo, which is as far south as you can drive on the Caribbean coast of Costa Rica. Manzanillo is a tiny fishing village of about 2 blocks in size, blink and you'll miss it! (Truthfully you can't, as it's the end of the road). Here we parked our car and headed for the entrance to Refugio Nacional Gandoca-Manzanillo.