• Early Retirees Qualify for Premium Tax Credits
    FIRE and Small Business,  Personal Finance

    Early Retirees: How to Qualify for Premium Tax Credits

    Why Worry About Premium Tax Credits? For those who have FIRED and are less than 65 years old, affordable health insurance is a major concern, and for people considering early retirement, affordable health insurance is the number one obstacle between them and retirement. Many early retirees are surprised to learn that they can qualify for premium tax credits (PTCs) which…

  • Visiting Caye Caulker should be part of your Belize Itinerary
    Travel

    9 Day Belize Itinerary

    My daughter works for Cain Travel, one of the top women-owned businesses in Colorado. For her company Christmas gift she received two round-trip tickets on United. It was halfway through the following year and she hadn't used them so we needed to find a place to go and we picked Belize! We settled on traveling the first week of December.…

  • Hidden Benefits of Credit Cards
    Personal Finance,  Travel

    Hidden Benefits of Credit Cards

    Most of us know that we can earn cash back,  travel points, and air miles with our credit cards, but are you aware of the many other hidden benefits of credit cards? Perhaps they aren’t hidden benefits per se but they’re not publicized as much as the points and miles benefits are. As I was writing this post I even…

  • Mysterious Rainforest Monteverde Biological Reserve
    Costa Rica

    Costa Rica Itinerary: Day 16 Monteverde, Santa Elena

    First, let’s reveal some facts: Monteverde is a Canton (region), not a town. Within this region lies the Monteverde Biological Station and several other nature reserves. Santa Elena is the popular tourist town located within the Monteverde Canton. The  population of the Canton of Monteverde is about 5000 people, with about half of that population living in Santa Elena.