Lazy Money Even those of us who don’t have a lot of money likely have “lazy money”; money that is sitting in an account not earning any interest. Have you considered just how much income you might be missing out on by having lazy money? Cost of Lazy Money While interest rates were low the cost of lazy money wasn’t so staggering but now that rates have risen it can be mind boggling. Let’s look at an example: Jill is in the process of funding an emergency fund as well as investing a portion of her take home salary. She has decided she’s comfortable with an emergency fund of $12,000…